No, an extra account with Klarna is not necessary.

The principle is simple:
You usually have 14 days from the invoice date to pay your invoice.
You only pay when you have received the goods.
You shop in a relaxed manner, complete your order and check the products in peace at home.
The invoice will be sent either by email or separately by post.
You can view all your invoices at any time here or in the Klarna app.

Sofortüberweisung is a direct bank transfer that works with your online banking data.

1. You choose your country and your bank.
2. Log in with your online banking details. The data is sent to your bank in encrypted form.
3. Some banks will send you an additional confirmation PIN to your smartphone, which you must use once to confirm your transaction.
4. As soon as the bank transfer is successful, the merchant receives a confirmation and immediately places the order.

This is how “pay immediately” works by direct debit with Klarna:

1. When making your purchase, select “pay immediately” at checkout.
2. Select “Direct debit” as the payment method.
3. Select your bank and log in. The debit will take place automatically from your account a few days later.
4. Klarna remembers your bank details so that you can pay even faster with 1 click for your next purchase. Absolutely safe and smoooth!

You can pay with Apple Pay as part of the ordering process. To do this, you must confirm the payment via the “Apple Pay” service on a supported Apple device by following verification steps. Apple Pay uses the payment data you provide in the Apple Wallet app for the transaction. You can find further information at https://support.apple.com/de-de/HT201469.

You can pay with Google Pay as part of the ordering process. To do this, you must confirm the payment via the “Google Pay” mobile app on a supported device by following verification steps. Google Pay uses the payment data you provide in the app for the transaction. Further information can be found at https://support.google.com/pay/merchants/answer/6345242?hl=de.